Undated budget book is a complete financial guide designed to assist homeowners in saving money. Keep accurate totals of income & expenses that will have you on track & saving money in no time. Book records valuable & timely information regarding taxes, social security & IRAs. It contains completed specimen page, tax tips, ways to cut interest costs, a way to figure the operating cost of a car & many more money-saving ideas. Budget book is good for a full year & is not dated so you can start anytime. Design includes 64 pages, wire binding & a vinyl cover.